Safe and Secure Payments that Earn You Discounts

Use our bank-to-bank icon payment method to securely icon pay online and earn at least 1% back.

Pay with your own bank. No new account required.

How paying with Underpay works

  1. 1Shop at one of the stores that accepts Underpay
  2. 2Select Underpay at the checkout page.
  3. 3Complete the payment through your usual bank app and earn Underpay points
  4. 4Redeem your points on the next purchase with Underpay
pay button

Frequently asked questions

What is Underpay and how is it different from a credit card?

How can you afford to give rewards?

Can you explain Open Banking?

How safe is paying with Underpay?

Do I have to open a new bank account to access rewards?