Underpay is live! 🎉 Visit our marketplace to discover thousands of products from top brands, earn and redeem points via Underpay 🚀

Underpay is live! 🎉 Visit our marketplace to discover thousands of products from top brands, earn and redeem points via Underpay 🚀

Forget credit cards.

Say hello to no strings attached rewards 👋

Get rewarded at least 1% every time you shop just by paying with your existing bank account at any supported retailer.


No card. No credit. No catch.

Forget credit cards.

Say hello to no strings attached rewards 👋

Get rewarded at least 1% every time you shop just by paying with your existing bank account at any supported retailer.


No card. No credit. No catch.

Forget credit cards.

Say hello to no strings attached rewards 👋

Get rewarded at least 1% every time you shop just by paying with your existing bank account at any supported retailer.


No card. No credit. No catch.

Pay using your existing bank, including those listed below and more!

Pay using your existing bank, including those listed below and more!

“I love this, especially as not everyone has a credit card. Awesome!”

“Without credit cards, this is going to be very useful for the users”

“Who wouldn’t like to earn while shopping!”

Excerpts from reviews collected on Product Hunt in December 2022

Excerpts from reviews collected on Product Hunt in December 2022

1

Checkout with Underpay

Use Underpay to pay directly from any of your existing bank accounts with our new payment tech.

Get rewards direct to you - no more credit card, middlemen or fees

Lightning fast payments without the tedious typing of details

Private and secure transactions without sharing your data

1

Checkout with Underpay

Use Underpay to pay directly from any of your existing bank accounts with our new payment tech.

Get rewards direct to you - no more credit card, middlemen or fees

Lightning fast payments without the tedious typing of details

Private and secure transactions without sharing your data

1

Checkout with Underpay

Use Underpay to pay directly from any of your existing bank accounts with our new payment tech.

Get rewards direct to you - no more credit card, middlemen or fees

Lightning fast payments without the tedious typing of details

Private and secure transactions without sharing your data

2

Earn points with every purchase

Earn a minimum of 1% on every purchase at any participating online store

Set up your Underpay account with just an email

Points automatically added into your account after purchase

1 point is worth at least £0.01, that’s a promise

2

Earn points with every purchase

Earn a minimum of 1% on every purchase at any participating online store

Set up your Underpay account with just an email

Points automatically added into your account after purchase

1 point is worth at least £0.01, that’s a promise

2

Earn points with every purchase

Earn a minimum of 1% on every purchase at any participating online store

Set up your Underpay account with just an email

Points automatically added into your account after purchase

1 point is worth at least £0.01, that’s a promise

3

Redeem your points on your next purchase

Choose from 10,000s of products in our network

Find something you like on our marketplace

Shop as normal on the store's website

Receive a cash discount by paying via Underpay

3

Redeem your points on your next purchase

Choose from 10,000s of products in our network

Find something you like on our marketplace

Shop as normal on the store's website

Receive a cash discount by paying via Underpay

3

Redeem your points on your next purchase

Choose from 10,000s of products in our network

Find something you like on our marketplace

Shop as normal on the store's website

Receive a cash discount by paying via Underpay

Pay using your existing bank, including those listed below and more!

Frequently asked questions

Is Underpay a credit card?

How does your payment technology work?

Is your payment technology safe?

Do I have to open a new bank account to access rewards?

Which banks does Underpay support?

Frequently asked questions

Is Underpay a credit card?

How does your payment technology work?

Is your payment technology safe?

Do I have to open a new bank account to access rewards?

Which banks does Underpay support?

Frequently asked questions

Is Underpay a credit card?

How does your payment technology work?

Is your payment technology safe?

Do I have to open a new bank account to access rewards?

Which banks does Underpay support?

Have more questions?

Please email us at team@underpay.io

Thousands of people are earning with Underpay

Points on every payment

No new bank account

No credit

Thousands of people are earning with Underpay

Points on every payment

No new bank account

No credit

Thousands of people are earning with Underpay

Points on every payment

No new bank account

No credit

© 2023 Underpay. All rights reserved.

© 2023 Underpay Ltd, 128 City Road, London, EC1V 2NX

Underpay Ltd, 13903817, is not authorised or regulated by the Financial Conduct Authority to provide payment services. All payments made via Underpay are powered by Yapily Connect Limited. Yapily Connect Limited is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference 827001).

Points are issued as part of the Underpay Loyalty Scheme. Please read our Terms & Conditions for details. Your personal information is processed in accordance with our Privacy Policy.

© 2023 Underpay. All rights reserved.

© 2023 Underpay Ltd, 128 City Road, London, EC1V 2NX

Underpay Ltd, 13903817, is not authorised or regulated by the Financial Conduct Authority to provide payment services. All payments made via Underpay are powered by Yapily Connect Limited. Yapily Connect Limited is authorised and regulated by the UK Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference 827001).

Points are issued as part of the Underpay Loyalty Scheme. Please read our Terms & Conditions for details. Your personal information is processed in accordance with our Privacy Policy.