Still paying with PayPal? Use Underpay at checkout and get rewards on everything you buy!

Still paying with PayPal? Use Underpay at checkout and get rewards on everything you buy!

Pay with your existing bank account at any supported retailer and receive reward points worth a minimum of 1% of the purchase price.

Pay with your existing bank account at any supported retailer and receive reward points worth a minimum of 1% of the purchase price.

Pay with your existing bank account at any supported retailer and receive reward points worth a minimum of 1% of the purchase price.

No application. No credit. No catch.

No application. No credit. No catch.

No application. No credit. No catch.

Get £5 worth of points if you join now! 🚀

How it works

Checkout with Underpay

Checkout with Underpay

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Pay directly from any of your existing bank accounts via Open Banking (cool new payment tech). Why?

  1. It cuts out Visa and Mastercard

Your rewards used to be their fees (woops! 😬)

  1. It’s more private and secure ⚔️

You don't send over card details to anyone

  1. It’s fast 🏃‍♀️

You don't have to type in your card number

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Earn points into your

Underpay wallet 🤑

Earn points into your Underpay wallet 🤑

Earn points into your Underpay wallet 🤑

You will earn a minimum of 1% from every purchase at any participating online store.

The points will be added into your Underpay account, which you can set up with just an email.

1 point is always worth at least £0.01 - that's a promise.

For example, 1950 Underpay points are worth £19.50 at least, depending on the offers available at the time.

Spend your points how you see fit 🙌

Spend your points how you see fit 🙌

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Your points are available to redeem in the Underpay app in various ways:

  1. Pay with points

Reduce the price of your next purchase

  1. Redeem for gift cards

e.g. £10 Amazon gift card for 1,000 points

  1. Donate to a good cause

Pick a charity in the app

FAQs

Is Underpay a credit card?

What is Open Banking?

How can you afford to give rewards?

Is Open Banking safe?

Do I have to open a new bank account to access rewards?

Which banks does Underpay support?

FAQs

Is Underpay a credit card?

What is Open Banking?

How can you afford to give rewards?

Is Open Banking safe?

Do I have to open a new bank account to access rewards?

Which banks does Underpay support?

First 2,000 people to sign up earn 500 bonus points
when Underpay launches

Join us on our journey to end credit card companies’ monopoly on rewards.

First 2,000 people to sign up earn 500 bonus points when Underpay launches

Join us on our journey to end credit card companies’ monopoly on rewards.

First 2,000 people to sign up earn 500 bonus points when Underpay launches

Join us on our journey to end credit card companies’ monopoly on rewards.

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