Why we exist
Our mission is to transition UK retail payments from legacy card networks to modern, efficient bank-to-bank technology.

By transitioning to bank-to-bank with Underpay, inefficiencies are removed, commercial activity expands and everybody wins!
Who we are
The company we want to build
We embrace just how different the world will look if we succeed, and work tirelessly to make that happen because the world will be a better place for it.
We know our customer well and focus solely and exclusively on giving them a better payment option, actively ignoring other opportunities.
We are a pirate ship pitted against the imperial flotilla of established payment methods - if we don’t do things differently, we might as well sail home.
We work hard to earn and maintain the trust of all of our stakeholders - our users, the stores we work with, colleagues, partners, regulators.
We love building. From engineering a reliable payment flow to picking the colour of a button. We look for like-minded people who enjoy their craft.
Our culture is open and collaborative. We aim to give you all the context and tools, and empower you with autonomy to do your best work.