Checkout with Underpay
Use the Underpay payment method at participating stores and earn rewards
Pay with any UK bank account - no registration required
Lightning fast payments without the tedious typing of details
Private and secure transactions without sharing your card info
Earn rewards on every Underpay payment
Earn a minimum of 1% back on every purchase at any participating online store
Check out with your normal bank account and earn Underpay points
Points available in your Underpay account right after purchase - no delays
Redeem points for a cash discount anywhere you can pay with Underpay
Access more ways to save
Savings and value even where Underpay payments are not available (yet!)
Get alerted when the price of any product at any store drops
Find the best vouchers and coupons from your favourite stores
Choose the best product for you with our AI comparison tools
Frequently asked questions
Is Underpay a credit card?
What is Open Banking?
How can you afford to give rewards?
Is Open Banking safe?
Do I have to open a new bank account to access rewards?
What else do you do?