Read
Consumer Adoption Survey Report
Unlock more sales.
The payment option that gets customers for you.
Unlock more sales.
The payment option that gets customers for you.
Unlock more sales.
The payment option that gets customers for you.
Add our payment button to your checkout page and watch Underpay improve your checkout conversion, lifetime value, and new customer acquisition.
Add our payment button to your checkout page and watch Underpay improve your checkout conversion, lifetime value, and new customer acquisition.
Add our payment button to your checkout page and watch Underpay improve your checkout conversion, lifetime value, and new customer acquisition.
How it works


1. Customer pays with their
existing bank account
Our payment technology allows your customers to checkout using their bank account, saving the hassle of typing card details.


1. Customer pays with their
existing bank account
Our payment technology allows your customers to checkout using their bank account, saving the hassle of typing card details.


1. Customer pays with their
existing bank account
Our payment technology allows your customers to checkout using their bank account, saving the hassle of typing card details.



2. We reward them with valuable points at no extra cost to you
Customers get simple, easy-to-understand reward points with no strings attached and at no extra cost to you



3. Our points programme is designed to grow your sales
Underpay points can be redeemed within the network of stores that accept Underpay, encouraging incremental shopping
Benefits
Generate incremental sales
without increasing marketing costs
Our rewards platform is designed to help you grow, and comes at no extra cost as we finance it from transaction fees.
Increase checkout conversion
Increase checkout conversion
Increase checkout conversion
There are 4 million young consumers without a credit card who really want to earn rewards when they buy things online. Don’t miss out on their sales!
There are 4 million young consumers without a credit card who really want to earn rewards when they buy things online. Don’t miss out on their sales!
There are 4 million young consumers without a credit card who really want to earn rewards when they buy things online. Don’t miss out on their sales!

Retain more customers
Retain more customers
Retain more customers
That ‘10% off next purchase’ email you send out? We’ll highlight it directly in the Underpay app, drastically improving uptake.
That ‘10% off next purchase’ email you send out? We’ll highlight it directly in the Underpay app, drastically improving uptake.
That ‘10% off next purchase’ email you send out? We’ll highlight it directly in the Underpay app, drastically improving uptake.
Acquire new customers
Acquire new customers
Acquire new customers
Harness the power of the Underpay community. People will want to shop with you to earn our points, and we’ll make sure to amplify your reach with our marketing.
Harness the power of the Underpay community. People will want to shop with you to earn our points, and we’ll make sure to amplify your reach with our marketing.
Harness the power of the Underpay community. People will want to shop with you to earn our points, and we’ll make sure to amplify your reach with our marketing.



Try our business case calculator
Try our business case calculator
Try our business case calculator
Adding Underpay to the checkout page can add 5-10% to your top line
Adding Underpay to the checkout page can add 5-10% to your top line
Adding Underpay to the checkout page can add 5-10% to your top line
Platform
Behind our marketing engine is a full-service, industry-leading payment provider
Reliable payment infrastructure
Reliable payment infrastructure
Our payments infrastructure is powered by best-in-class, fully regulated technology providers.
Our payments infrastructure is powered by best-in-class, fully regulated technology providers.
Easy integration
Easy integration
Underpay works with all major e-commerce platforms. Our partner support team walks you through integration and onboarding.
Underpay works with all major e-commerce platforms. Our partner support team walks you through integration and onboarding.
Dashboard to track your payments
Dashboard to track your payments
View transactions, issue refunds, perform analytics and more.
View transactions, issue refunds, perform analytics and more.
24/7 support
24/7 support
Our team is always on hand to help with any issues you may be experiencing.
Our team is always on hand to help with any issues you may be experiencing.
Always-on platform
Always-on platform
Our payments platform is designed for maximum availability and zero-downtime maintenance.
Our payments platform is designed for maximum availability and zero-downtime maintenance.
Speak to our team
Speak to our team
Have more questions about how our payments platform works?
Have more questions about how our payments platform works?
Pricing
Low-cost, transparent pricing
Just like card payments, except your customer wins
1.50% + 20p
Payment processing and rewards included
Same day payouts
No chargebacks
£0 setup costs
Frequently asked questions
Do we have to switch off card processing to use Underpay?
How does your payment technology work?
Frequently asked questions
Do we have to switch off card processing to use Underpay?
How does your payment technology work?
Frequently asked questions
Do we have to switch off card processing to use Underpay?
How does your payment technology work?
Can’t find the answers you’re looking for? Please email us at stores@underpay.io
Thousands of Underpay customers
are eager to shop with you
Underpay is designed for young consumers who are active online shoppers, eager to earn rewards and want to discover cool new online stores.
87%
of respondents in a national survey said they would use Underpay at checkout
94%
among those that have a low credit score and no access to good credit cards
2000+
users have already signed up to our waitlist to pay at stores when we launch
Read
Underpay Consumer Adoption Survey Report
Thousands of Underpay customers
are eager to shop with you
Underpay is designed for young consumers who are active online shoppers, eager to earn rewards and want to discover cool new online stores.
87%
of respondents in a national survey said they would use Underpay at checkout
94%
among those that have a low credit score and no access to good credit cards
2000+
users have already signed up to our waitlist to pay at stores when we launch
Read
Underpay Consumer Adoption Survey Report
Thousands of Underpay customers
are eager to shop with you
Underpay is designed for young consumers who are active online shoppers, eager to earn rewards and want to discover cool new online stores.
87%
of respondents in a national survey said they would use Underpay at checkout
94%
among those that have a low credit score and no access to good credit cards
2000+
users have already signed up to our waitlist to pay at stores when we launch
Read
Underpay Consumer Adoption Survey Report