For Shoppers

For Stores

About us

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Consumer Adoption Survey Report

Rewards your customers will love,

at no extra cost to you

Don't let transaction fees go to waste any longer. Add Underpay to your e-commerce checkout page and reward your customers at no additional cost.

Contact team

Get in touch

1. Customer pays with their

existing bank account

We leverage Open Banking to allow your customers to checkout using their current bank account, without typing out their details

1. Customer pays with their

existing bank account

We leverage Open Banking to allow your customers to checkout using their current bank account, without typing out their details

1. Customer pays with their

existing bank account

We leverage Open Banking to allow your customers to checkout using their current bank account, without typing out their details

2. Cutting out card fees allows us to reward the customer at no extra cost

Customers get simple, easy-to-understand reward points with no strings attached and at no extra cost to you

3. Our points programme is designed to grow your sales

Underpay points can be redeemed within the network of stores that accept Underpay, encouraging incremental shopping

Benefits

Use Open Banking to generate
incremental revenue

With Underpay you unlock your least productive cost line - transaction fees. Our rewards platform is designed to help you grow.

Increase checkout conversion

There are 4 million young consumers without a credit card who really want to earn rewards when they buy things online. Don’t miss out on their sales!

Retain more customers

That ‘10% off next purchase’ email you send out? We’ll highlight it directly in the Underpay app, drastically improving uptake.

Acquire new customers

Harness the power of the Underpay community. People will want to shop with you to earn our points, and we’ll make sure to amplify your reach with our marketing.

Try our business case calculator

Adding Underpay to the checkout page can add 5-10% your top line

Use calculator

Platform

Behind our marketing engine is a full-service, industry-leading payment provider

Reliable payment infrastructure

Our payments infrastructure is powered by best-in-class, fully regulated technology providers.

Easy integration

Underpay works with all major e-commerce platforms. Our partner support team walks you through integration and onboarding.

Dashboard to track your payments

View transactions, issue refunds, perform analytics and more.

24/7 support

Our team is always on hand to help with any issues you may be experiencing.

Always-on platform

Our payments platform is designed for maximum availability and zero-downtime maintenance.

Speak to our team

Have more questions about how our payments platform works?

Get in touch

Pricing

Low-cost, transparent pricing

Just like card payments, except your customer wins

1.50% + 20p

Rewards and payment processing included

Same day payouts

No chargebacks

£0 setup costs

Get in touch

Frequently asked questions

Do we have to switch off card processing to use Underpay?

How do Open Banking payments work?

Frequently asked questions

Do we have to switch off card processing to use Underpay?

How do Open Banking payments work?

Frequently asked questions

Do we have to switch off card processing to use Underpay?

How do Open Banking payments work?

Can’t find the answers you’re looking for? Please email us at stores@underpay.io

Your customers will thank you

We’re building the most inclusive and accessible purchase rewards programme in the UK - one that doesn’t try to upsell consumers on credit they don’t need!

Read our Consumer Adoption Survey

87%

of respondents in a national survey said they would use Underpay at checkout

94%

among those that have a low credit score and no access to good credit cards

2000+

users have already signed up to our waitlist to pay at stores when we launch

Your customers will thank you

We’re building the most inclusive and accessible purchase rewards programme in the UK - one that doesn’t try to upsell consumers on credit they don’t need!

Read our Consumer Adoption Survey

87%

of respondents in a national survey said they would use Underpay at checkout

94%

among those that have a low credit score and no access to good credit cards

2000+

users have already signed up to our waitlist to pay at stores when we launch

Your customers will thank you

We’re building the most inclusive and accessible purchase rewards programme in the UK - one that doesn’t try to upsell consumers on credit they don’t need!

Read our Consumer Adoption Survey

87%

of respondents in a national survey said they would use Underpay at checkout

94%

among those that have a low credit score and no access to good credit cards

2000+

users have already signed up to our waitlist to pay at stores when we launch

Rewards your customers will love,

at no extra cost to you