The simplest alternative to credit card rewards

Our bank-to-bank icon payment method lets you pay using your existing bank account and earn credit card-style rewards with no strings attached.

No new accounts. No credit. Just rewards.

How paying with Underpay works

  1. 1Shop at one of the stores that accepts Underpay
  2. 2Choose Underpay on the checkout page
  3. 3Pay through your usual bank app and earn Underpay points
  4. 4Redeem points on your next purchase at any store
You’ve earned145 points
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